The Maryland Career and Technology (CTE) Business Management and Finance Program of Study focuses on four pathways within this Career Cluster Framework. Each program pathway includes rigorous academics, broad cluster knowledge and skills, including advanced technical skills related to one of the specific pathways.
The program pathways are:
- Business Management
- Accounting and Finance
- Business Administrative Services
Each course in the program pathway has been identified and developed with business partners, postsecondary and local school systems. Incorporating certification and/or national standardized examinations into the curriculum is designed to increase the career and college readiness of students across the State of Maryland, ensure program validity and effectiveness as well as measure student achievement. Industry certifications are incorporated where appropriate. Opportunities are available for students to earn college credit through articulation agreements—such as dual enrollment, internships, and Advanced Placement (A.P.) Economics and CLEP exams where applicable with respect to the given pathway selected. The CLEP exam is offered by Educational Testing Services. Each program allows students to graduate with the skills and knowledge necessary to pursue postsecondary education and middle skill-level business positions.
Students in all pathways will be required to take two foundation courses—Principles of Business Administration and Management; and Principles of Accounting & Finance. All students will learn effective decision-making techniques in financial management, business communication, problem-solving, teamwork and networking skills. Human resource topics such as diversity in the workplace, ethics, employer/employee rights, discrimination, accountability, time management, and setting priorities will be covered. Upon completion of the two foundation courses, students are required to complete two additional courses in their selected program of study including Business Management, Accounting and Finance, Marketing or Business Administrative Services. The final course in the Business Management and Accounting pathway includes options for a capstone course, dual enrollment or an internship.
It is recommended that students have access to work experience, mentorship, internship, and job shadow and portfolio development opportunities. Students will also benefit from national Career Technology Student Organizations (CTSO) organizations, such as FBLA and DECA.